Nationwide IRS & State Tax Resolution

Tax debt ends here.

If you — or your business — owe the IRS, you have more options than they told you about. Tax Debt Settlement USA's licensed tax attorneys, CPAs, and enrolled agents negotiate directly with the IRS to reduce what you owe, stop garnishments, and close your case for good.

See If You Qualify — 60 Seconds Call (619) 222-1123

Free, confidential case review — no obligation, no credit card
Licensed tax attorneys, CPAs & IRS enrolled agents on every case
Once we file power of attorney, the IRS talks to us — not you

Check If You Qualify

Takes 60 seconds · No obligation · Free & confidential

Step 1 of 3 · Your tax situation 2% complete

How much tax debt do you have?

Who is the debt with?

Is this personal or business tax debt?

Personal Business Both

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Which state are you in?

Is the IRS garnishing wages or levying accounts right now?

Yes No Not sure

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Full name

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A licensed tax professional will call you shortly for your free, confidential case review. If your situation is urgent — a garnishment or levy already in motion — call us now at (619) 222-1123.

How It Works

Three steps between you and a resolved case

The IRS has a process. So do we — and ours is built around protecting you from day one.

Free Case Review

Tell us what you owe and what the IRS has sent you. A licensed tax professional — not a salesperson — reviews your situation and tells you plainly which relief programs you may qualify for.

60 seconds to start · Zero obligation

Protection & Investigation

We file IRS Form 2848 — power of attorney — so the IRS contacts us instead of you. Then we pull your full IRS transcripts to establish exactly what you owe and move to pause active collections.

Garnishments & levies addressed first

III

Resolution & Settlement

We negotiate the strongest outcome your case supports — an Offer in Compromise, installment agreement, penalty abatement, or hardship status — and see it through until your case is closed.

You get a clean slate, in writing

What We Resolve

Every IRS problem has a legal remedy

Whether the letter is sitting on your kitchen table or your business's front desk, there is a defined program for dealing with it — and we know all of them.

Offer in Compromise

The IRS program that settles tax debt for less than the full amount owed, based on what you can actually pay. We build the financial case and negotiate it.

Installment Agreements

A monthly payment plan negotiated to fit your budget — not the IRS's opening demand — so collections stop while you pay on your terms.

Penalty Abatement

Penalties and interest often make up a third of a tax bill. With reasonable cause or a clean history, we petition to have them reduced or removed.

Wage Garnishment Release

The IRS can take a large share of every paycheck without a court order. We move immediately to get garnishments released — often before the next pay cycle.

Bank Levy & Lien Relief

A levy can freeze your accounts overnight; a lien follows your property. We work to release levies, withdraw liens, and protect what's yours.

Unfiled Returns & Audit Defense

Years of unfiled returns? An audit notice? We prepare and file back taxes, replace inflated IRS substitute returns, and represent you through any audit.

Why Tax Debt Settlement USA

Counsel, not a call center

Most tax relief companies put a salesperson between you and the people doing the work. We don't. From your first review to your final settlement, your case is handled by licensed professionals who answer to you.

Straight answers on day one
If we don't believe we can improve your situation, we'll tell you at the free review — before you've paid anything.
Flat, transparent pricing
You'll know the full cost of your resolution plan in writing before we begin. No surprise phases, no drip-fed fees.
One team, start to finish
The professional who reviews your case stays on your case. You'll always know who's working for you and what happens next.

Credentials that matter to the IRS

Licensed tax attorneys admitted to practice before the IRS
Certified Public Accountants & IRS Enrolled Agents
Representation in all 50 states

Client Stories

People who got their lives back

★★★★★

"When I came to Settlement USA, I was drowning in IRS debt. I had been avoiding addressing it because I didn't know how I would ever be able to get out of it. I loved how they reviewed my case, had a one-on-one consultation, and explained how the process works — walking me through each step. It has been a breath of fresh air working with their representatives."

Jen M.Verified client

★★★★★

"They are straight shooters — they provide education on the process and fight on your behalf to resolve tax debt. Highly recommend."

Mike G.Verified client

Questions, Answered

What everyone asks us first

Can you really settle tax debt for less than I owe?

Yes — through the IRS Offer in Compromise program, which settles debt based on your actual ability to pay rather than the full balance. Not everyone qualifies, which is exactly what the free case review determines. If an OIC isn't realistic for your situation, we'll say so and recommend the program that is.

Will you stop my wage garnishment or bank levy?

Stopping active collections is the first priority on every case. Once we file power of attorney and open negotiations, garnishments and levies can often be released quickly — sometimes before your next paycheck. The sooner you call, the more options we have.

What does it cost, and is the consultation really free?

The case review is completely free and carries no obligation — no credit card, no commitment. If you choose to move forward, you'll receive a flat fee in writing based on the complexity of your case before any work begins.

I haven't filed taxes in years. Am I in trouble?

You're in a fixable situation, and you're far from alone. We prepare and file your back returns — often replacing IRS "substitute" returns that overstate what you owe — and bring you back into compliance, which is the required first step of any settlement.

How long does tax resolution take?

Protection starts immediately — power of attorney is typically filed within days. Full resolution depends on the program: penalty abatements can conclude in weeks, while an Offer in Compromise generally takes several months for the IRS to review. We keep you updated at every stage.

Do you work with businesses and payroll tax debt?

Yes. We represent business owners on payroll (Form 941) debt, trust fund recovery penalties, and business income tax — issues the IRS pursues especially aggressively. If your business is behind, acting early protects both the company and you personally.

Do you handle state tax debt too?

Yes. State tax agencies can be even more aggressive than the IRS, and many clients owe both. We negotiate federal and state cases together so nothing falls through the cracks.